Live Long and Die in Debt
I have recently come to a realization about money...I don't have any. I have never had any to speak of and yet somehow I've managed to live this long sheltered and fed, and you know I haven't missed not a single meal. So I've grown used to the feeling of poverty and it doesn't really impede my lifestyle on a daily basis. Sweetpotato, on the other hand, just cannot seem to wrap his mind around the idea of debt. It's almost as if he's been living in a parallel universe where people pay for things in cash. How frightening!
Whenever I go shopping I just whip out the ol' credit card and it's like I'm getting things for free! And yes I know they aren't free, and that in fact they are costing me more in the long run, but honey I just can't be bothered with all that in the moment if I'm trying to by a fabulous dress I desperately need to wear to a party I certainly must attend. So I just charge it, and whe that card's full I get another one. I mean it's really the only way to live within my budget.
Sweetpotato keeps insisting debit is a bad thing, but honey let me tell you, were it not for those little plastic rectangles in my wallet I'd be holding a paper cup on the corner of 42nd and Broadway. Basically there are two kinds of people in the world, those who are rich and those who are in debit. I am not rich, therefore, I am in debit, and I just couldn't be happier. Folks are always trying to convince you to scrimp and save to buy those things you want, but let's face it, if I waited until I could "afford" new jeans, I'd be walking through Manhattan bare-ass naked. You show me a woman with a balanced checkbook, no debt, and a 401K and I'll show you a woman who doesn't own enough shoes.
Now I'm not advocating total irresponsibility, but for those of us without a trust fund debit is pretty much a constant state of being. There is a balance on my credit card now and there will be a balance on my credit card on the day I die. It's the American way.
Look, at a certain point it's between God and Visa, and there's just nothing you can do about it.
Whenever I go shopping I just whip out the ol' credit card and it's like I'm getting things for free! And yes I know they aren't free, and that in fact they are costing me more in the long run, but honey I just can't be bothered with all that in the moment if I'm trying to by a fabulous dress I desperately need to wear to a party I certainly must attend. So I just charge it, and whe that card's full I get another one. I mean it's really the only way to live within my budget.
Sweetpotato keeps insisting debit is a bad thing, but honey let me tell you, were it not for those little plastic rectangles in my wallet I'd be holding a paper cup on the corner of 42nd and Broadway. Basically there are two kinds of people in the world, those who are rich and those who are in debit. I am not rich, therefore, I am in debit, and I just couldn't be happier. Folks are always trying to convince you to scrimp and save to buy those things you want, but let's face it, if I waited until I could "afford" new jeans, I'd be walking through Manhattan bare-ass naked. You show me a woman with a balanced checkbook, no debt, and a 401K and I'll show you a woman who doesn't own enough shoes.
Now I'm not advocating total irresponsibility, but for those of us without a trust fund debit is pretty much a constant state of being. There is a balance on my credit card now and there will be a balance on my credit card on the day I die. It's the American way.
Look, at a certain point it's between God and Visa, and there's just nothing you can do about it.
posted by Queenan at 6:43 AM
20 Comments:
That is the absolute most foolish way to live! Your life as a "queen" is due to the fact that you haven't learned to delay gratification. You see..you want..you charge.
Even if you aren't rich, there is such satisfaction when you save your hard earned money for what you want. Try it..you'll like it.
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